A quiet watch by the door

Watch over your money — and the people you love.

Rowan quietly watches your accounts — and the accounts of the people you care for — for scams, forgotten subscriptions, and charges that shouldn’t be there. Read-only: we can see, but never move, money.

See what you’re paying forProtect a parent
Bank-level security via PlaidNothing for your parent to installCancel anytime
The Rowan app showing a calm overview of watched accounts
Found for you
$2,340/yr in recurring charges
2 you may have forgotten · 1 price hike
On Mom’s account
Something caught our eye
A first-time crypto transfer, after 5 small tests. Worth a call.
One engine for your money and the people you watch overSecured by PlaidRead-only, always
Two ways in, one Rowan

Whose money are you watching?

It’s the same engine either way. The detection that finds your forgotten subscriptions is what watches a parent’s account for a scam — and you can add someone you love in a tap.

For you

Find the money you’re quietly leaking.

Forgotten subscriptions, free trials that started charging, prices that crept up, gray charges you never notice. Rowan surfaces them in minutes.

See your subscriptions
For someone you love

A quiet watch over Mom or Dad.

Rowan watches an aging parent’s account for the scams that drain life savings — and tells you the moment something looks wrong. There’s nothing for them to download.

Protect a parent
For you · finds savings

Most people are paying for things they forgot about.

Rowan reads your accounts — read-only — and finds recurring charges, unused subscriptions, and quiet price hikes. Like a receipt for the money you didn’t know was leaving.

A fresh finding every month, forever — not a chart to check, just the money you can get back.
See what you’re paying for
Recurring charges found
$2,340/yr
Netflix price hike
Went $15.49 → $17.99 last month
$17.99/mo
SiriusXM forgotten?
No login detected in 8 months
$22.00/mo
A free trial that started charging forgotten?
First charge posted 3 weeks ago
$39.99/mo
Worth a call · on Margaret’s account
Something caught our eye
3 gift-card purchases at Best Buy today — $1,500 total, and unusual for this account.
1
No history of buying gift cards in the years we’ve watched.
2
All three within an hour — the shape of a tech-support or “settlement fee” scam.
For someone you love · catches scams

The scams that empty a retirement account don’t look like scams.

Pig-butchering, romance, tech-support, IRS impersonation, lottery “fees.” Rowan knows the patterns — escalating crypto transfers, a new payee getting three wires in a day, gift cards bought in a panic — and raises a gentle, specific flag before the money is gone.

You can’t be on the phone every time someone tries. Rowan can.
Protect a parent
How it works

Set up in a minute — for you, or for someone you love.

Same product, two paths. You stay in control of everything, and there’s never anything for a parent to install.

For yourself

Watch your own money

1

Connect your bank

One tap through Plaid, read-only. Your credentials go to the bank, never to us.

2

Rowan gets to work

It finds recurring charges and price hikes, and quietly watches for anything that looks off.

3

You hear from us only when it matters

A calm heads-up about money leaving that you didn’t mean to send.

Read-only — Rowan can never move money.
For a parent

Watch over Mom or Dad

1

You set it up

Pick who you’re watching and what to look out for. Takes about a minute.

2

Rowan sends one friendly text

They tap once to connect their bank — nothing to install, no account, no password shared with us.

3

You get the alerts

They never see a dashboard and never get nagged. You hear the instant something looks wrong.

Read-only — Rowan can never move money.
What’s inside

One engine, quietly thorough.

Catches scams
Five scam patterns
Pig-butchering, romance, tech-support, IRS, lottery — each read from multiple signals.
Every alert tells you why
Plain-English reasons, never a black-box score.
Never cries wolf
Low-stakes signals wait in the feed; a few pushes a day, max.
Finds savings
Subscription finder
Every recurring charge, in one place.
Forgotten-subscription flags
The ones you’re paying for but not using.
Price-hike alerts
“Netflix went $15.49 → $17.99.”
Tells the right person
Guardian handoff
One text, one tap — nothing for the parent to install.
Trusted-contact routingsoon
Loop in a sibling or caregiver so the alert reaches whoever’s closest.
Weekly digestsoon
A Sunday “all’s well” receipt — even when nothing happens.
Built to be trusted
Read-only, always
Rowan can see, but never move, send, or freeze money.
Bank-level security
Connections run through Plaid; we never store passwords.
Guardian-pay
One person can cover everyone they watch over — Mom + Dad, one bill.
Trust & safety

The promises we can’t break.

Our own invite text looks, structurally, like the scams we fight. So we don’t ask you to take trust on faith — we build it into what Rowan is, and isn’t.

Read-only, always

Rowan can never send a payment, transfer, or freeze a card. If that changes, it’s a different product.

Bank-level security

Connections run through Plaid. We never see or store your bank password.

You always see why

Every flag explains itself in plain English. No mystery scores.

Nothing for your parent to install

One text, one tap. They’re never asked for a password by us.

We never sell your data

Your financial life isn’t a product. We watch it; we don’t monetize it.

Leave anytime

One tap to disconnect, or reply STOP to any text. The data goes with it.

Why Rowan

One product for you and your parents.

Most tools pick a side, cost more, and make a parent download an app. Honest pricing, one engine, nothing to install.

 
Rowan
Other tools
Price
Under both incumbents
~$8–28 / month
Who it’s for
You and the people you watch
One side only
Parent setup
Nothing to install
Download an app
Tone
A caring family member
Fraud siren & charts
Every flag
Explains itself
A black-box score
Free tool · no signup

Got a text that feels off? Paste it here.

Rowan reads a suspicious text, email, or link and tells you, in plain English, whether it smells like a scam. No account, no catch — just a second opinion when your gut says something's wrong.

Free tool · no account needed
Pricing

Honest pricing for a safety product.

One simple plan. Watch your own money, add the people you love, and cover everyone on a single bill.

Rowan
$79/year
That’s about $6.60/mo · or $9/mo billed monthly
  • Watch your own accounts — savings finder + scam detection.
  • Add the people you love — cover both parents on one plan.
  • Guardian-pay — one person, one bill, everyone protected.
  • Read-only, plain-English alerts, cancel anytime.
Join the waitlist
We’re onboarding families in small batches. No card until you’re in.
Coming soon

Be watching before the scammer is.

We're onboarding families in small batches. Leave your email and we'll text you the day your spot opens — no card, no commitment.

You'd be #47 in line
I'm watching my own moneyI'm watching a parent
Questions

The things people ask first.

Can Rowan touch my money?

No. Rowan is read-only — it can see transactions to spot problems, but it can never move, send, or freeze a cent. That limit is built into how we connect.

Does my parent have to install anything?

No. They get one text, tap once to connect, and that’s it. No app, no account, and no password is ever given to us.

How does it catch scams?

It watches for the patterns behind pig-butchering, romance, tech-support, IRS, and lottery scams — escalating transfers, new payees, panic gift-card buys — and flags them in plain English, with the reason.

Will it blow up my phone with alerts?

No. Low-stakes things wait quietly in the feed; you’ll never get more than a few pushes a day, and only when it matters.

Is my banking data safe?

Connections run through Plaid, the same infrastructure your bank’s own apps use. We never see or store your bank password, and we never sell your data.

Can I watch more than one person?

Yes — add both parents, or yourself and a parent, and pay for everyone on one plan with guardian-pay.

What if I want out?

Disconnect anytime in one tap, or reply STOP to any text. When you do, the data goes with it.