Rowan is not the only thing that watches an older adult’s money for fraud. What separates them is mostly who has to sign up for it, and what it comes to over a year. Every price on this page was read from that vendor’s own pricing page on August 4, 2026.
It reads an older adult’s accounts for the things that quietly empty them — a scam that has already started, a subscription nobody remembers signing up for, a charge that shouldn’t be there — and tells the person who can do something about it. That is usually you, not her.
She never makes an account, never installs anything, and never sees a dashboard. She follows one link, connects her bank at her own bank’s sign-in page, and can undo it from that same link. Rowan is read-only by construction either way: it can see money move, but never move, send or freeze it.
Watching your own money is free and stays free. The first person you add is $70/yr, then $45/yr for each one after, on one bill.
These are the ones people weigh Rowan against, and they are reasonable products. Each page goes through what that vendor publishes — the price, who they will cover, who hears about a problem — in their own words, and says what they do that we don’t.
Watching a parent: $29.99/mo — one membership covers two people.
See the comparisonWatching a parent: $16.99/mo per person — elder-fraud monitoring starts at their Plus tier.
See the comparisonIf you got here because of one message — a text, an email, a link she forwarded on — you don’t have to pick a service to get an answer about it. Second Look is free, takes a paste, and needs no account.
Otherwise: what Rowan costs, the five patterns it watches for, or how it works end to end.