EverSafe vs Rowan

What each one costs

Prices read from eversafe.com/pricing; the line on who it is for is from their homepage, and the line on alerts is their pricing-page FAQ, both quoted as published. Their Essentials tier is cheaper than the figure above but does not list elder-fraud monitoring, so quoting it against Rowan would compare two different products.

The actual difference

Elder-fraud monitoring is not a new idea. What is unusual about Rowan is who it asks to sign up: with every alternative, the person being watched has to become a member and engage with something. With Rowan she never holds an account, never installs an app, never learns a screen, and never sees a dashboard. She follows one link — sent from your phone, in your own words — to connect her bank at her own bank’s sign-in page, and can undo it from that same link.

The rest follows from that. You are the one who hears about a problem, because you are the one who can do something about it. Every alert carries the reasons it fired, what to say when you call, and the account details a fraud line will ask for. And Rowan is read-only by construction — it can see, but never move, send or freeze money.

What EverSafe does that we don’t

• Three tiers, so someone watching only their own finances can start lower than their elder-fraud price.
• They publish annual pricing on every tier, and list a senior discount.
• Enrollment can be done over the phone, which suits someone who would rather not do it online at all.

We read EverSafe’s pricing page, not their product. Nothing here judges how well their monitoring works, and if you want to compare what each one detects, their page is the place to start — EverSafe pricing. Their prices change; ours are on our own page either way.

See the whole thing

What Rowan costs, the five patterns it watches for, or how it works end to end.